Extreme Money Management for the Working Class

 

  • Open a MyPENY™ High Yield Expense Account in a few minutes
  • Earn bill pay discounts based on your deposits1
  • Protect your funds with up to $3 million in FDIC insurance

CrowdPay™ Inc. is a financial technology company providing Money Transmittal services, and not a bank. Bill-Pay Services provided through our relationship with Truist Bank, Member FDIC. Truist accounts are FDIC insured.

To help the U.S. government fight the funding of terrorism and money laundering activities, Federal law requires that CrowdPay™ obtain, verify, and record information that identifies each individual or institution that opens an account or establishes a customer relationship. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

  1. Weekly Deposits: CrowdPay™ spreads your bills into equal weekly payments for better budgeting.

  2. Savings Over Time: After 90 days, your required deposits decrease by 1.25% per month, lowering your out-of-pocket costs.

  3. Growing Discounts: The longer you use CrowdPay™, the less you have to deposit while still covering 100% of your bills.

Enter Your Total Monthly Expenses Below
(This is just an estimate—on the next screen, you’ll enter your actual expenses. The answers you input will determine the amount per week you will be placing into your Expense Account at CrowdPay™. Make sure when you type in your amounts, add “.00” (for example, if your income is $2800, then please type $2800.00.  Please do the same for each income and expense. Otherwise, it will register as just $28.00)

Enter Your Budget